Investing money
When you set up
a trust
A Trust looks after money for a person or a group of people.
with us, we commit to investing your money in a way that’s right for your loved one's needs and circumstances.
We work hard to make sure that these investments meet our objectives for the trust over the long term.
Investec Wealth & Investment (UK) | Part of Rathbones Group (IW&I UK) set up and run individual investment accounts for each of our trusts. Every month, they provide updates on how the trust assets are performing. Our Finance and Investments Committee and Board of Directors regularly meet with the investment managers to review their performance,
strategy
A strategy is a plan to show what an
organisation
An organisation are a group of people who work together.
, or a person, wants to do and how they are going to do it.
and plans.
We’re pleased to report that IW&I UK continues to meet the investment needs for our trusts over the long term. As part of our ongoing review process, we meet with the investment managers regularly. We discuss how markets and economies are affecting the investment strategies, and how the investment managers are responding to these factors.
How we make decisions about trust investments
When it comes to investing the money in your trust, we always consider what’s right for your loved one. By getting to know them and their circumstances, we build a picture of how they can benefit from their trust throughout their life.
We consider:
- Your loved one’s age and health
- Their needs, interests, plans for the future and other sources of income
- The amount of money in the trust and whether further funds are likely to be added in the future
- Your ‘letter of wishes’ which sets out how you would like the trust to be run
Including a property in your trust
Most people put cash into their trusts, which we then invest with IW&I UK. But in some cases, families want the trust assets to include a home for their loved one to live in. Find out more about this here.
It is important to remember that the value of the investments and the income from them may go down as well as up and your loved one could get back less than you put in.
We partner with IW&I UK as the trusted investment manager for the money held in our trusts. IW&I UK is a subsidiary of Rathbones Group PLC. Once the required HMRC and anti-money laundering checks have been completed, money we hold in trust is invested in the agreed fund. Trust assets are held in a UK bank account until the necessary onboarding checks are complete.
Trust management that’s tailored to you
Contact our team to find out more about how we can help you and your family.
Useful links